What are the Howey test and its implications for cryptocurrency?

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What are the Howey test and its implications for cryptocurrency?

What are the Howey test and its implications for cryptocurrency?

The Howey test’s impact on cryptocurrency, explained — legal implications, compliance requirements and more.

Last Orders for Shoe Zone: Bexhill Loses Another High Street Name as Locals Fear 'Ghost Town' Future

Last Orders for Shoe Zone: Bexhill Loses Another High Street Name as Locals Fear 'Ghost Town' Future

Shoe Zone's Bexhill branch closes its doors today, marking another loss for the struggling high street. Local residents have expressed dismay on..

Garden Glow-Up: Lidl's £7.99 Parasol Lights Have Shoppers Going Wild (and Saving Cash)

Garden Glow-Up: Lidl's £7.99 Parasol Lights Have Shoppers Going Wild (and Saving Cash)

Lidl's £7.99 Livarno Home LED Parasol String Lights are creating a buzz among shoppers looking for affordable garden ambiance. The lights feature 72 ..

Tesco's £100 Clubcard Blunder Leaves Shoppers Fuming

Tesco's £100 Clubcard Blunder Leaves Shoppers Fuming

Tesco shoppers were left disappointed after receiving emails incorrectly suggesting they'd earned £100 in Clubcard points. The error related to a..

Aldi's £1.89 floral beauties that'll transform your garden into a summer wonderland

Aldi's £1.89 floral beauties that'll transform your garden into a summer wonderland

Aldi is offering stunning petunias and pelargoniums for just £1.89 per 1-litre pot, perfect timing for post-winter garden revival. The selection..

Morrisons Shoppers Fuming as Weekend Discount Tradition Gets the Chop

Morrisons Shoppers Fuming as Weekend Discount Tradition Gets the Chop

Morrisons has axed its popular Fish Friday and Steak Saturday promotions, leaving loyal More Card holders furious. The 20% discount at Market Street ..

Perranporth's Property Bargains Emerge as Cornwall's Beach Paradise Sees £13K Price Drop

Perranporth's Property Bargains Emerge as Cornwall's Beach Paradise Sees £13K Price Drop

Cornwall's seaside town Perranporth has seen average house prices drop by £13,000, offering hope for prospective buyers. Nearby Padstow has..

Neck Fan Frenzy: Home Bargains' £5 Cooling Gadget Has Shoppers Losing Their Minds (and Saving on..

Neck Fan Frenzy: Home Bargains' £5 Cooling Gadget Has Shoppers Losing Their Minds (and Saving on..

Home Bargains' £4.99 Pifco Hands-Free Wearable Neck Fan is causing a shopping frenzy amid soaring temperatures. The neck-mounted cooling gadget..

Last chance for bling! Warren James shuts Andover store this weekend as lease runs out

Last chance for bling! Warren James shuts Andover store this weekend as lease runs out

Warren James jewellery store in Andover will close this Saturday as its lease expires. The Chantry Centre branch is holding a closing down sale for..

Santander Pulls the Plug on Text Alerts Today - 14 Million Customers Left in the Dark

Santander Pulls the Plug on Text Alerts Today - 14 Million Customers Left in the Dark

Santander has abruptly terminated text alert services for 14 million UK customers from Monday, May 12. The bank is discontinuing five non-essential..

Primark's 15p Paper Bag Charge Has Shoppers Absolutely Livid

Primark's 15p Paper Bag Charge Has Shoppers Absolutely Livid

Primark shoppers are fuming as the retailer introduces a 15p charge for paper bags starting Monday. The move affects all sizes of the previously..

Sweet Dreams Crushed: Edinburgh's Jars Dessert Bar Shuts Down as Workers Left in the Lurch

Sweet Dreams Crushed: Edinburgh's Jars Dessert Bar Shuts Down as Workers Left in the Lurch

Edinburgh's Jars dessert bar has abruptly closed after just six months in business. Eight staff members were left jobless with virtually no notice..

Shoppers rip into 'Dubai-style' chocolate bars – calling them a total waste of money

Shoppers rip into 'Dubai-style' chocolate bars – calling them a total waste of money

Shoppers are slamming overpriced Dubai-style chocolate bars from M&S and Lindt as disappointing copycats. The M&S Big Daddy Pistachio costs £8.50..

I downed alcoholic ice creams & lollies so you don't have to – the £1.70 boozy spritz on a stick..

I downed alcoholic ice creams & lollies so you don't have to – the £1.70 boozy spritz on a stick..

Alcoholic ice creams are having a moment this summer, with options ranging from budget to premium. I tested six boozy frozen treats during a..

DIY Spa Bliss Without Emptying Your Wallet - My Bathroom Revolution

DIY Spa Bliss Without Emptying Your Wallet - My Bathroom Revolution

DIY spa treatments are making a comeback, with budget-friendly alternatives to expensive salon visits trending on #showertok. Traditional bar soap..

I spent £5.99 at Aldi on their garden fence panels and honestly? My sad little patch is..

I spent £5.99 at Aldi on their garden fence panels and honestly? My sad little patch is..

Aldi's £5.99 garden fence panels have transformed a once-depressing garden into something unrecognisable. The decorative, powder-coated metal panels ..

Spoons' Menu Revolution: American Gourmet Burgers Landing as Steaks Get the Chop

Spoons' Menu Revolution: American Gourmet Burgers Landing as Steaks Get the Chop

Wetherspoons is launching a gourmet menu next week, replacing its steaks and mixed grills with American-style burgers. The pub chain is..

Back from holiday to find our lives turned upside down - 129 houses now looming over our bungalow

Back from holiday to find our lives turned upside down - 129 houses now looming over our bungalow

Elderly couple returns from six-month trip to find 129 new houses overlooking their Devon bungalow. Martine Le Barth, 75, and her husband have lived ..

Barclays puts the brakes on branch closures after decade-long shuttering spree

Barclays puts the brakes on branch closures after decade-long shuttering spree

Barclays has pledged to halt branch closures for the next two years, following a decade that saw the bank shutter 1,236 locations since 2015. CEO..

Macca's Cherry Lemonade Drama: The Drink That's Tearing Fans Apart

Macca's Cherry Lemonade Drama: The Drink That's Tearing Fans Apart

McDonald's new Frozen Cherry Lemonade has sparked fierce debate among fans. Priced at £2.99, the drink replaced the popular Strawberry Frozen..

Cash boost finally hitting Universal Credit accounts – what's in it for you?

Cash boost finally hitting Universal Credit accounts – what's in it for you?

Universal Credit payments are finally increasing this week, with millions of claimants seeing extra cash in their accounts. The exact timing depends ..

Brits on benefits throwing away £3.5bn in council tax help - are YOU missing out?

Brits on benefits throwing away £3.5bn in council tax help - are YOU missing out?

Millions of Britons are missing out on council tax support, with £3.5 billion left unclaimed. A staggering 2.7 million people eligible for this..

Sports Direct closing popular White Rose Centre store - shoppers rush for 20% off deals

Sports Direct closing popular White Rose Centre store - shoppers rush for 20% off deals

Sports Direct at Leeds' White Rose Centre is relocating, not closing, despite the closing down signs. The retail giant is moving from near the food..

Heartbreak on Mere Street: Beloved Shop Hilary & Alice Calls it Quits After a Decade

Heartbreak on Mere Street: Beloved Shop Hilary & Alice Calls it Quits After a Decade

Heartbreak hits Diss as beloved shop Hilary & Alice announces closure after nearly a decade on Mere Street. The owners cited multiple challenges..

Broke gardener's guide: Snagging cheap plants for summer without emptying your wallet

Broke gardener's guide: Snagging cheap plants for summer without emptying your wallet

Broke gardeners rejoice: affordable summer plants are within reach. A garden makeover needn't cost hundreds when bargains are hiding in plain sight. ..

Forget your beach bliss – that phone bill might make you cry

Forget your beach bliss – that phone bill might make you cry

Forget your beach bliss – that phone bill might make you cry. Mobile roaming charges could cost up to £7 daily while abroad, seriously impacting..

Welsh family food firm on the verge of collapse – 90 jobs hanging by a thread after century of..

Welsh family food firm on the verge of collapse – 90 jobs hanging by a thread after century of..

Historic Welsh food producer Roberts of Port Dinorwic faces potential closure after a century of trading. The fourth-generation family business,..

Health store vanishes from Watford high street - locals gutted

Health store vanishes from Watford high street - locals gutted

The Vitamin Shop on St Albans Road in Watford has abruptly closed without any notice to customers. The premises have been completely cleared out,..

Paw-some Advice: Your Pet Dilemmas Sorted (With a Splash of Wildlife)

Paw-some Advice: Your Pet Dilemmas Sorted (With a Splash of Wildlife)

Paw-some Advice tackles common pet dilemmas with practical solutions and personal anecdotes. Wildlife pond enthusiasts are warned against adding..

Chocolate fiends going nuts over that new KitKat Rolo mashup hitting corner shops

Chocolate fiends going nuts over that new KitKat Rolo mashup hitting corner shops

Chocolate enthusiasts are racing to stores for the new KitKat Chunky Rolo mashup. The innovative bar combines KitKat's classic wafer with Rolo's..

Grab Your Mates! Morrisons' Bargain Cocktails Just Dropped at HALF the Price of Fancy Brands

Grab Your Mates! Morrisons' Bargain Cocktails Just Dropped at HALF the Price of Fancy Brands

Morrisons has launched a trio of pre-mixed cocktails at just £6 per 75cl bottle, half the price of big brand alternatives. The range includes Bliss..

Lidl's bargain ice cream cones THRASH Cornetto in blind taste test – and they're dirt cheap

Lidl's bargain ice cream cones THRASH Cornetto in blind taste test – and they're dirt cheap

Lidl's Bon Gelati ice cream cones have outperformed Cornetto in a blind taste test, offering better value at just £1.99 for six. The price..

Zopa Bank's Sneaky Credit Card Rate Hike Slaps Customers with Extra £167

Zopa Bank's Sneaky Credit Card Rate Hike Slaps Customers with Extra £167

Zopa Bank is increasing credit card interest rates for over half a million customers. The digital challenger bank is hiking its lowest available APR ..

Are YOU about to get screwed by the electricity meter switch-off? Here's a quick way to check

Are YOU about to get screwed by the electricity meter switch-off? Here's a quick way to check

Hundreds of thousands of UK households face a looming crisis as Radio Teleswitch Service meters stop working when BBC Radio 4's long-wave signal is..

Origin Broadband's SHUTDOWN: 95,000 customers being shuffled to Utility Warehouse by June

Origin Broadband's SHUTDOWN: 95,000 customers being shuffled to Utility Warehouse by June

Origin Broadband shutting down, transferring 95,000 customers to Utility Warehouse by June 1st. The company has been struggling since TalkTalk took..

Hunting for a Needle in a Coin Stack: The 1933 Penny That Could Change Your Life

Hunting for a Needle in a Coin Stack: The 1933 Penny That Could Change Your Life

The hunt is on for an incredibly rare 1933 penny potentially worth £120,000, with only six or seven in existence. The Royal Mint didn't produce..

I went nuts for Dubai chocolate dupes at the supermarket – and one £2.20 treat blew me away

I went nuts for Dubai chocolate dupes at the supermarket – and one £2.20 treat blew me away

Dubai's viral pistachio chocolate trend has sparked a global craze, with TikTok videos garnering 120 million views. I spent a weekend sampling..

When grief hits your wallet – the financial nightmare nobody warns you about

When grief hits your wallet – the financial nightmare nobody warns you about

Grief can cause severe financial hardship, with one-third of people experiencing money problems after losing someone. Yvonne Bailey's story..

BA splashes £17bn on new planes after Trump's Boeing deal hint

BA splashes £17bn on new planes after Trump's Boeing deal hint

British Airways' parent company has announced a staggering £17 billion order for new aircraft, just one day after Donald Trump hinted at Boeing..

Your Furry Friends Will Thank You: Aldi's Summer Pet Range Hits Shelves Next Week (and it's..

Your Furry Friends Will Thank You: Aldi's Summer Pet Range Hits Shelves Next Week (and it's..

Aldi's summer pet cooling range hits shelves on May 18th, offering relief for heat-stressed pets at half the price of premium brands. The collection ..